PayPal Enters Receivables Purchase Agreement with Alps 2.0

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PayPal Holdings ( (PYPL) ) just unveiled an update.
On November 11, 2025, PayPal entered into a Receivables Purchase Agreement with Alps 2.0 Partners to sell up to €65 billion of UK and European buy now, pay later (BNPL) loan receivables. This agreement, expected to close in the fourth quarter of 2025, involves a forward-flow arrangement over a 28-month period, subject to certain conditions and eligibility criteria. Additionally, PayPal and KKR renewed their agreement, allowing KKR to purchase up to €65 billion of BNPL loan receivables originated by PayPal in Europe through March 2028. This partnership reflects PayPal’s strategic approach to balance sheet management and supports the growth of its BNPL portfolio in Europe.
The most recent analyst rating on (PYPL) stock is a Hold with a $70.00 price target. To see the full list of analyst forecasts on PayPal Holdings stock, see the PYPL Stock Forecast page.
Spark’s Take on PYPL Stock
According to Spark, TipRanks’ AI Analyst, PYPL is a Outperform.
PayPal’s strong financial performance and positive earnings call guidance are the most significant factors driving the score. Technical analysis and valuation provide a balanced view, while macroeconomic challenges and transaction losses present some risks.
To see Spark’s full report on PYPL stock, click here.
More about PayPal Holdings
PayPal Holdings, Inc. is a global leader in digital payments, offering innovative solutions that make financial transactions simple, personalized, and secure. Operating in approximately 200 markets worldwide, PayPal empowers consumers and businesses to participate and thrive in the global economy.
Average Trading Volume: 14,567,811
Technical Sentiment Signal: Strong Sell
Current Market Cap: $58.77B
For an in-depth examination of PYPL stock, go to TipRanks’ Overview page.
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