For many Americans, taxes are a once-a-year chore, but the IRS is sending a clear message ahead of filing season: don’t wait.
“It’s not too early to get ready for the 2026 tax season,” the agency announced in a release.
The agency encourages taxpayers to start gathering records and organizing financial information now — a move aimed at reducing stress, avoiding errors and speeding up refunds when tax season officially begins.
At a time when major changes — including those from the One, Big, Beautiful Bill — may affect deductions, credits and refund timing, early preparation is especially important.
The IRS emphasizes that simple, advance steps can make the difference between a smooth filing process and a scramble at tax time.
Why now — and what’s different for 2026
The 2026 filing season corresponds to the 2025 earnings period and its returns are due by April 15, 2026, tax experts warn.
Under new tax law changes, some familiar deductions and credits have been updated — meaning earlier planning can help you take full advantage of any new benefits or avoid potential missteps, the IRS stresses.
“It is important for taxpayers to get ready now because the One, Big, Beautiful Bill can significantly affect federal taxes, credits and deductions,” the agency said.
“The IRS and Treasury are working to implement the new legislation, including providing information on the new tax deductions, such as no tax on tips, no tax on overtime, no tax on car loan interest, the new temporary deduction for seniors and others.”
Additionally, how taxpayers receive their returns may look a little different this year — a chance filers should be aware of and prepared to accept.
The IRS is phasing out paper refund checks starting late 2025 so most refunds will arrive via direct deposit.
What you can do right now: A simple pre-season checklist
- Create or log in to your IRS online account. This providers filers a secure way to view prior filings, track payments and access tax transcripts.
- Gather and organize key documents such as: W-2s from all employers, 1099s, bank account and routing info for refunds and records.
- Review any changes such as a new job, marriage, children or home purchase that might affect deductions, withholding or credits.
- Set up direct deposit or confirm your account information.
- Consider using e-filing or trusted tax software or professionals once forms are ready to speed refund processing and reduce errors.
- Keep organized records of deductions, receipts, charitable donations, education or medical expenses and other documentation that supports credits and deductions.
